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MMLU / A homeowner entered into a contract with an insurance company to purchase a fire…

Problem

Answer published by the source. Consult the official source to check your work against its answer.

question

A homeowner entered into a contract with an insurance company to purchase a fire insurance policy for her new home. The policy provided that the insurance company promised to pay up to 500,000ifthesaidhousewasdestroyedbyfireorfire−relatedexplosion,whilethehomeownerpromisedtopayaquarterlypremiumof500,000 if the said house was destroyed by fire or fire-related explosion, while the homeowner promised to pay a quarterly premium of 400. The homeowner failed to make the last two quarterly payments before her house burned to the ground. The insurance company refused to pay the homeowner for the loss because of her failure to make the last premium payments. In an action by the homeowner against the insurance company to recover for the loss of her house, the homeowner's best theory of recovery is that
Plain-text mathematical notation (without MathML)
A homeowner entered into a contract with an insurance company to purchase a fire insurance policy for her new home. The policy provided that the insurance company promised to pay up to 500,000ifthesaidhousewasdestroyedbyfireorfire−relatedexplosion,whilethehomeownerpromisedtopayaquarterlypremiumof400. The homeowner failed to make the last two quarterly payments before her house burned to the ground. The insurance company refused to pay the homeowner for the loss because of her failure to make the last premium payments. In an action by the homeowner against the insurance company to recover for the loss of her house, the homeowner's best theory of recovery is that
Original LaTeX notation
A homeowner entered into a contract with an insurance company to purchase a fire insurance policy for her new home. The policy provided that the insurance company promised to pay up to $500,000 if the said house was destroyed by fire or fire-related explosion, while the homeowner promised to pay a quarterly premium of $400. The homeowner failed to make the last two quarterly payments before her house burned to the ground. The insurance company refused to pay the homeowner for the loss because of her failure to make the last premium payments. In an action by the homeowner against the insurance company to recover for the loss of her house, the homeowner's best theory of recovery is that

choices

  1. although she failed to make the last two premium payments, there was a bargained-for exchange.
  2. the insurance company's duty to pay was not expressly conditioned on the homeowner's duty to make the payments.
  3. the insurance company was under an independent duty to pay for the loss.
  4. the homeowner did not receive notice of cancellation.

subject

professional_law

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Source and history

task_id
91fbacc7-ac10-5165-adeb-09dd0f874dea
task_key
all--test--91fbacc7-ac10-5165-adeb-09dd0f874dea
task_revision_id
1
config / split
all / test

Official source

initial import